Whether you are building your dream home, creating wealth through a new investment property, or finally starting that major renovation, a construction loan is the key to making it happen. The building process can be a fun and rewarding journey, but it can also feel daunting and complex.

Our role is to manage the complexities of the loan process, acting as your guide and support system so you can focus on the exciting parts of your project.

Choosing to build or renovate comes with some significant advantages. A major benefit for both homeowners and investors is the potential for reduced government costs.

For Homeowners This is your chance to create a home that is perfectly suited to your tastes and lifestyle. We can help you secure finance for a range of projects, including:

Building your dream home on a block of land.

A knock down rebuild project in your ideal location.

Extending your current home or adding a granny flat.

Subdividing your block to build a new dwelling.

For Investors Building an investment property is a powerful tax minimisation strategy. We can help you structure your finance correctly, and you can engage a quantity surveyor to obtain a depreciation schedule, maximising your returns.

The construction loan process can be clunky and stressful, but it does not have to be. We guide you through the entire journey, managing the financial side so you do not have to.

We provide clarity and support with:

Your Funding Strategy: We will explain the process clearly from the start, including the requirement to exhaust your own funds before the bank's progress payments begin. We will also help you plan for a smart buffer to cover potential cost blow outs.

The Paperwork: We assist you in reviewing the key documents, ensuring things like the building contract, council approved plans and specifications are in place before you begin.

Managing Progress Payments: We assist in managing the entire drawdown process, including the valuations and forwarding invoices to the lender, ensuring your builder is paid on time at each completed stage.

Liaison and Support: We act as the essential link between you, the bank, and your builder. When delays happen due to weather or trades, we are there to support you and manage the communication with the lender, helping to alleviate your stress.

Let’s Plan Your Project

Let's have a chat about your plans. Book a free, no obligation consultation today and let us help you make your dream of home ownership a reality.