As a business owner, your focus is on innovation, serving your customers, and driving growth. Navigating the complex world of commercial finance should not slow you down. We act as your strategic finance partner, finding the right solutions so you can focus on what you do best: running your business.

Whether you are looking to expand, streamline, or stabilise, we can help you secure the right type of finance for your specific objective. We regularly assist businesses to:

Fuel Growth with Asset Finance: Acquire essential plant and equipment to grow your business without spending critical capital. This is a smart way to get the tools you need, as the assets can be depreciated and add value to your bottom line.

Secure Your Own Premises: Purchase your own commercial property to create a solid investment, free from the stress of leases and increasing rents.

Optimise Your Cash Flow: Secure working capital to manage inventory, bridge the gap between supplier and customer credit terms, or get a new venture off the ground.

Restructure and Refinance: Consolidate and refinance existing business or tax debt to improve your cash flow and strengthen your financial position.

By default, many business owners approach their own bank for finance. However, your bank may not specialise in your particular industry or fully understand the nuances of your business. The commercial lending market is vast, and there are often lenders with far better terms and more flexible policies that can save you significant sums of money and open up new opportunities. Without exploring the wider market, you could be missing out.

We believe in a proactive, strategic approach to business lending. Our process is designed to find the optimal solution for both your current needs and your future ambitions.

1. The Business Health Check: Before we meet, we conduct a full analysis of your financial statements. This 'health check' gives us a deep understanding of your business's cash flow position, which is the most critical factor in repaying a loan.

2. A Focus on Cash Flow: We know a net profit is not the be all and end all; cash is what repays loans. If we identify cash flow challenges, we can help you identify steps to improve your position and structure your lending accordingly.

3. Collaboration with Your Team: We work closely with you and your accountant. This collaborative approach ensures that our recommendations align perfectly with your overall business and tax strategy.

Ready for a Healthier Business?

Let's look at the financial health of your business and create a strategy for its future. Book a complimentary business finance health check to get started.