A Self-Managed Super Fund (SMSF) can be a powerful vehicle for taking direct control of your retirement savings. For many Australians, both self-employed and salaried, it offers a strategic way to invest in assets like property.

While SMSF lending was once dominated by the major banks, the market has evolved. Today, a good handful of specialist lenders have made a strong comeback, offering competitive solutions. We have the expertise to connect you with them.

An SMSF loan is for individuals who want to actively manage their superannuation and use it to borrow funds to purchase an investment property. The property is typically held in a 'bare trust' structure under what is known as a Limited Recourse Borrowing Arrangement (LRBA), as required by government regulations.

While the process is known for being complex, we believe it is simply a case of following a clear, structured, and compliant process.

Securing an SMSF loan involves a team of professionals, and it is crucial that the steps are followed in the correct order. Our role as your finance broker is a specific and vital part of this team.

Step 1: Speak with Your Accountant & Financial Planner Your journey begins with your own professional advisors. First, you will speak with your accountant to determine if an SMSF is a viable and tax-effective strategy for you. Next, you will engage a financial planner, who will navigate the government regulations and ensure the fund is structured and set up correctly.

Step 2: We Arrange the Finance (Our Role) Once your advisors have given the green light and the SMSF and bare trust structures are in place, our role begins. As your finance specialists, we step in to:

Leverage our relationships with the specialist lenders in the SMSF space.

Present your application to the most suitable lenders.

Manage the entire loan process from application to settlement, ensuring all lender requirements are met.

We coordinate with your team of advisors throughout this process to ensure a smooth and seamless experience.

Ready to Explore Your SMSF Finance Options?

If you have spoken with your advisors and are ready to take the next step, contact us to discuss the finance component of your strategy.